:root{--ink:#111;--muted:#6b7280;--line:#ececec;--accent:#4f46e5;--bg:#fff}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.55 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",system-ui,sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit}
.wrap{max-width:720px;margin:0 auto;padding:0 24px}
.muted{color:var(--muted)}
.top .wrap{display:flex;justify-content:space-between;align-items:center;height:72px}
.logo{font-weight:600;letter-spacing:-.01em;text-decoration:none;font-size:17px}
nav a{margin-left:24px;color:var(--muted);text-decoration:none;font-size:14px}
nav a:hover{color:var(--ink)}
.hero{padding:72px 0 40px}
h1{font-size:44px;line-height:1.1;letter-spacing:-.03em;font-weight:600;margin:0 0 14px}
.sub{color:var(--muted);font-size:18px;margin:0 0 32px}
.search{width:100%;height:52px;padding:0 18px;border:1px solid var(--line);border-radius:12px;font:inherit;font-size:16px;background:#fafafa;outline:none;transition:.15s}
.search:focus{background:#fff;border-color:var(--accent);box-shadow:0 0 0 4px rgba(79,70,229,.1)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 24px}
.chip{font:inherit;font-size:14px;padding:6px 14px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--muted);cursor:pointer}
.chip:hover{color:var(--ink)}
.chip[aria-pressed=true]{background:var(--ink);border-color:var(--ink);color:#fff}
.cards{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.cards li{border-bottom:1px solid var(--line)}
.card{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:22px 0;text-decoration:none;transition:background .15s}
.card:hover h2{color:var(--accent)}
.card h2{font-size:17px;font-weight:500;letter-spacing:-.01em;margin:0 0 4px;transition:color .15s}
.meta{margin:0;font-size:14px;color:var(--muted);display:flex;align-items:center;flex-wrap:wrap;gap:0 6px}
.urgent{color:var(--ink);font-weight:500}
.tag{margin-left:4px;font-size:12px;padding:1px 8px;border-radius:999px;background:#f4f4f5;color:var(--muted)}
.pay{font-size:20px;font-weight:600;letter-spacing:-.02em;text-align:right;white-space:nowrap}
.pay .muted{font-size:14px;font-weight:400;letter-spacing:0}
.empty{padding:40px 0;text-align:center}
.nl{display:flex;align-items:center;gap:10px;margin:64px 0 0;padding:14px 14px 14px 20px;border:1px solid var(--line);border-radius:12px}
.nl-t{flex:1;font-size:15px;color:var(--muted)}
.nl input{width:220px;height:38px;padding:0 12px;border:1px solid var(--line);border-radius:8px;font:inherit;font-size:14px;outline:none}
.nl input:focus{border-color:var(--accent)}
.nl button{height:38px;padding:0 16px;border:0;border-radius:8px;background:var(--ink);color:#fff;font:inherit;font-size:14px;font-weight:500;cursor:pointer}
footer{margin-top:96px;padding:32px 0 48px;border-top:1px solid var(--line);font-size:13px;color:var(--muted)}
footer p{margin:0 0 8px}footer a{margin-right:18px;text-decoration:none}footer a:hover{color:var(--ink)}
.detail{padding:48px 0 0}
.back{display:inline-block;color:var(--muted);text-decoration:none;font-size:14px;margin-bottom:40px}
.back:hover{color:var(--ink)}
.detail h1{font-size:36px}
.bigpay{font-size:40px;font-weight:600;letter-spacing:-.03em;margin:8px 0 6px}
.bigpay .muted{font-size:20px;font-weight:400;letter-spacing:0}
.detail .meta{font-size:15px;margin-bottom:40px}
.lbl{display:block;font-size:12px;font-weight:500;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:0 0 8px}
.who{font-size:18px;margin:0 0 32px}
.cta{display:block;text-align:center;background:var(--accent);color:#fff;text-decoration:none;font-weight:500;font-size:17px;padding:16px;border-radius:12px;transition:filter .15s}
.cta:hover{filter:brightness(1.1)}
.note{font-size:13px;color:var(--muted);margin:12px 0 40px;text-align:center}
details{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
summary{cursor:pointer;padding:18px 0;font-weight:500;list-style:none;display:flex;justify-content:space-between}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--muted);font-weight:400}
details[open] summary::after{content:"–"}
dl{margin:0 0 20px;display:grid;grid-template-columns:150px 1fr;gap:12px 20px;font-size:15px}
dt{color:var(--muted)}dd{margin:0}
.sponsor{margin-top:40px;padding:16px 20px;background:#fafafa;border-radius:12px;font-size:14px;color:var(--muted)}
.sponsor p{margin:0}.sponsor a{color:var(--ink)}
.prose p{color:#374151;font-size:17px}
@media(max-width:600px){
 .wrap{padding:0 20px}.hero{padding:40px 0 28px}h1{font-size:32px}.sub{font-size:16px;margin-bottom:24px}
 .chips{flex-wrap:nowrap;overflow-x:auto;margin:0 -20px 20px;padding:0 20px;scrollbar-width:none}.chips::-webkit-scrollbar{display:none}.chip{flex:none}
 .card{padding:18px 0;flex-direction:column;align-items:flex-start;gap:6px}.card h2{font-size:16px}.pay{font-size:17px;text-align:left;order:-1;display:none}.card .pay{display:block;order:0}
 .nl{flex-wrap:wrap;padding:16px}.nl-t{flex-basis:100%}.nl input{flex:1;min-width:0;width:auto}
 .detail h1{font-size:28px}.bigpay{font-size:32px}dl{grid-template-columns:1fr;gap:2px}dd{margin-bottom:10px}
}
.hero-cta{display:inline-block;padding:14px 24px;margin:0 0 20px;font-size:16px}
.quiz{padding:40px 0 0;min-height:60vh}
.prog{height:4px;background:var(--line);border-radius:4px;overflow:hidden;margin:0 0 10px}
.prog i{display:block;height:100%;background:var(--accent);width:0;transition:width .25s}
.step{font-size:13px;color:var(--muted);margin:0 0 28px}
.quiz h1{font-size:34px}
.quiz .sub{margin-bottom:28px}
.opts{list-style:none;margin:0 0 28px;padding:0;display:grid;gap:10px}
.opt{display:flex;gap:14px;align-items:flex-start;width:100%;text-align:left;font:inherit;padding:14px 16px;border:1px solid var(--line);border-radius:12px;background:#fff;cursor:pointer;transition:.15s;color:var(--ink)}
.opt:hover{border-color:#d4d4d8}
.opt .bx{flex:none;width:20px;height:20px;margin-top:2px;border:1.5px solid #d4d4d8;border-radius:6px;display:grid;place-items:center;color:#fff;font-size:13px}
.opt b{display:block;font-weight:500;font-size:15px}.opt small{display:block;color:var(--muted);font-size:14px;line-height:1.45}
.opt[aria-pressed=true]{border-color:var(--accent);background:#f7f7fe}
.opt[aria-pressed=true] .bx{background:var(--accent);border-color:var(--accent)}
.bchips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 16px}
.bchips .chip{font-size:15px;padding:9px 16px}
.bchips .chip[aria-pressed=true]{background:var(--accent);border-color:var(--accent)}
.picked{margin:0 0 28px;padding:0;list-style:none;font-size:14px;color:var(--muted)}
.picked li{padding:6px 0 6px 12px;border-left:2px solid var(--accent);margin-bottom:6px}
.nav{display:flex;gap:10px;align-items:center}
.nav .cta{flex:1;border:0;font:inherit;font-weight:500;font-size:16px;cursor:pointer}
.btn2{font:inherit;font-size:15px;padding:15px 20px;border:1px solid var(--line);border-radius:12px;background:#fff;cursor:pointer;color:var(--ink)}
.start .cta{display:inline-block;padding:14px 28px;border:0;font:inherit;font-weight:500;cursor:pointer}
.ticks{list-style:none;padding:0;margin:0 0 32px;color:var(--muted);font-size:15px}.ticks li{margin:0 0 6px}.ticks li::before{content:"✓  ";color:var(--accent)}
.total{padding:24px;border-radius:12px;background:#fafafa;margin:0 0 28px}
.total .bigpay{margin:0}.total p{margin:4px 0 0;font-size:13px;color:var(--muted)}
.res{list-style:none;margin:0 0 8px;padding:0;border-top:1px solid var(--line)}
.res li{display:flex;gap:16px;align-items:center;justify-content:space-between;padding:18px 0;border-bottom:1px solid var(--line)}
.res h2{font-size:16px;font-weight:500;margin:0 0 4px}.res .pay{font-size:17px}
.res .r{display:flex;flex-direction:column;align-items:flex-end;gap:8px}
.file{background:var(--accent);color:#fff;text-decoration:none;font-size:14px;font-weight:500;padding:8px 14px;border-radius:8px;white-space:nowrap}
.file:hover{filter:brightness(1.1)}
.honest{font-size:14px;color:var(--muted);margin:20px 0 0}
@media(max-width:600px){.quiz{padding:24px 0 0}.quiz h1{font-size:28px}.hero-cta{display:block;text-align:center}
 .res li{flex-direction:column;align-items:stretch;gap:10px}.res .r{flex-direction:row;justify-content:space-between;align-items:center}
 .nav{position:sticky;bottom:0;background:#fff;padding:12px 0 16px;margin:0 -20px;padding-left:20px;padding-right:20px;border-top:1px solid var(--line)}}
@media(max-width:600px){.res .pay{display:block;order:0;font-size:16px}}